The Importance of Accrurate Information

I know I have mentioned this before, but honesty on the credit application is one of the most important things you can do to help yourself.  All of the lenders we deal with have different qualifications for approving a loan, some may look at job time, some may look at residence time, and others are just concerned with your monthly income. 

When we submit your application to a lender it is usually sent to one that lines up best with the information you submitted on your application and as long as the loan structure meets their guidelines we will usually get an approval.  The lenders verify all the information submitted on the credit application, if the application has been filled out accurately the customer will be driving home in their new car, if any of the information provided is false, they may lose their chance of getting a vehicle.  You are much better off in the long run if you fill out your application accurately, that way the finance manager knows how to approach the lender when he is working to get you an approval.  

We have a lot of experience getting customers with severally damaged credit approved on vehicles and can get almost anybody financed on a vehicle, but getting an approval based on false information will damage your credibility with the lenders and probably cost you the opportunity to get into a vehicle.